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Maryland Insurance Administration Life-Producer exam : Maryland Life Producer Exam (Series 20-27)
- Exam Code: Life-Producer
- Exam Name: Maryland Life Producer Exam (Series 20-27)
- Updated: Sep 17, 2026
- Q & A: 85 Questions and Answers
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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Policy Provisions and Riders | - Common riders
|
| Insurance Fundamentals | - Insurance concepts
|
| Life Insurance Products | - Term life insurance
|
| State Regulation (Maryland Insurance Law) | - Ethics and conduct
|
Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:
Question #1
Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:
- A. Intimidation
- B. Defamation
- C. Extortion
- D. Coercion
Correct Answer: B 🗳️
Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).
Question #2
Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:
- A. Intimidation
- B. Defamation
- C. Extortion
- D. Coercion
Correct Answer: B 🗳️
Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).
Question #3
The purpose of licensing insurance agents is to:
- A. Demonstrate that the agent is qualified to act on behalf of insurers in Maryland
- B. Limit the number of agents who do business within Maryland
- C. Regulate rates to prevent unfair discrimination among insureds
- D. Monitor insurance sales activity in Maryland
Correct Answer: A 🗳️
Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).
Question #4
In surrendering a life insurance contract for its cash value, the total of premiums paid less the total of any dividends received in cash or used to offset premiums is:
- A. The loan value
- B. The cost basis
- C. The gross proceeds
- D. The cash value
Correct Answer: B 🗳️
Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).
Question #5
A licensee must report each of the following to the Maryland Insurance Administration EXCEPT:
- A. Change of residence address
- B. Change of name
- C. Felony convictions
- D. Change in financial status
Correct Answer: D 🗳️
Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).
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