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CII Examination element of M05 Insurance law Sample Questions:

1. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

A) It is not treated as a separate legal entity.
B) It is answerable to its shareholders or members.
C) It is a legal person representing one official position.
D) It is an organisation with a separate legal existence to its membership.

2. When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

A) trespass to goods, conversion and nuisance only,
B) trespass to goods only.
C) trespass to goods, conversion, nuisance and battery.
D) trespass to goods and conversion only.

3. According to statute law, an unfair term in a consumer insurance contract is defined as one which

A) does not restrict liability for death or personal injury.
B) causes a significant imbalance in the parties' rights to the detriment of the consumer.
C) has been individually negotiated and is to the detriment of either one of the parties.
D) provides insurance where the scope of cover is narrow compared to the premium charged.

4. Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

A) The unhygienic washing of the dog bite.
B) The delay in obtaining the correct medical treatment.
C) The delay in seeking medical treatment.
D) The original physical injury of the dog bite.

5. Which divisional court of the High Court includes a Commercial Court?

A) Chancery Division.
B) Partnership Division.
C) Queen's Bench Division.
D) Family Division.

Solutions: